Current Jobs at Benysta Microfinance Bank

Benysta Microfinance Bank, is recruiting qualified candidates to fill the position below:   Job Title: Operation Manager Location: Benue Report to: The Managing Director Job Description

• Oversee all banking operations
• Ensure smooth banking operations
• Prepare job descriptions for departmental heads/staff
• Oversees vault management to cash/equipment are secured and safe
• Ensure all enabling working environment is in place/up to date
• Assign drivers, cleaners to various departments
• Ensure staff personal files are kept properly and secured
• Ensure call over work of previous day work are done before opening to the public the following day
• Appraise all departmental heads/staff
• Managing staff leave roaster/related matters
• Also ensure disciplinary procedures are respected

• Periodic review of the management information system.
• Ensures that the MFB keeps proper books of account with respect to all transactions.
• Ensure punctuality of all staff by maintaining a staff log book.
• Handling of increment and promotions, evaluation periodically.
• Prepare managerial reports for directors.
• Ensure efficient and correct rendition of returns in compliance with the provisions of Section 58(2)b of BOFIA, 1991.
• Prepare financial statements and
• Prepare comprehensive operational reports for top management staff.

• Monitor loan portfolio
• Report loan renewals on required documents/appraisals
• Report to Managing Director, and to Loan & Advances Credit Committee
• Recommend loan proposals to loan credit committeeOrganize trades groups and societies in area diversification
• Monitor to determine peak periods for disbursing loans and repayment arrangement
• Liaises with local universal commercial bank to ensure actual loan repayment
• Should ensure proper evaluation and appraisal of loan proposal and recommends feasibility
• Review reports from business development, credit management and risk management.
• Prepare job description for department staff
• Responsibility to ascertain seasonal demands and liquidity period of clients in segment
• Evaluate and appraise all departmental heads/staff
• Ensure creativity and efficiency in business development, credit management and loan portfolio management
• Develop and review loan orientation materials.

• The general observation of staff/customer relationship to ensure improvement on time taken on each transaction
• Ensuring pre and post audit of expenses, payables, capital expenditure, imprest, petty cash vouchers and invoices
• Supervising the daily operations of Treasury and monitor Treasury administration
• Review of the monthly budget and evaluating their variances
• Periodic un-notify cash counts and stock taking of materials e.g. cheque booklets tellers etc.
• Ensuring adherence to procedures, guidelines, internal instructions and operating systems as provided by CBN and NDIC
• Ensuring that cheque register is in place, to monitor all withdrawals from correspondence banks
• Monitor transaction as regards cheque lodgements, return cheque from clearing and purchase of drafts for and on behalf of customers
• Report to the board audit committee
• Ensuring that appropriate entries to various transactions are recorded, updated and daily call over transactions are balanced
• Ensuring that fixed assets register is properly updated
• Investment appraisal, loans and advances review and appraising non-performing loans
• Ensuring proper authorization of transactions
• Identification of weakness in the internal control system
• Daily call over transactions
• Ensuring system backup procedures
• Carrying out other functions as may be assign by the Board from time to time.