Current Vacancies at Verite Microfinance Bank Limited

Verite Microfinance Bank Limited is duly registered in the Federal Republic of Nigeria by the Corporate Affairs Commission and licensed by the Central Bank of Nigeria as a deposit-taking financial institution. We are recruiting to fill the position below:   Job Title: Group Loan Officer Location: Lagos Responsibilities

• Authenticate documentation presented for all credit applications and ensure they meet the KYC requirements and any other requirements as required by the regulators.
• Ensure compliance with the Company’s Credit policy, procedures and service level agreements.
• Analyse financial data regarding loan requests for new, renewal and existing loans, including data provided by credit bureaus and other financial institutions files.
• Prepares spread sheets, reports, summaries and opinions for financial institutions officers on new, renewal and existing loans.
• Make recommendations for credit rating.
• Responsible for identifying cross-selling opportunities and to refer such opportunities and leads to the Marketing Department.
• Assist in the Restructuring of debts in the interest of the company and customer.
• Analyze potential loan markets and develop referral networks to locate prospects for credit products.

• Candidates must be SSCE/OND Holders
• Must possess minimum of 2 years microfinance experience
• Group loan experience is compulsory
• Candidate must be result-oriented.

• Drive Marketing governance by providing guidance and support to all Marketing teams
• Ensure that all Marketing activities adhere to Verite processes and procedures relating to the mitigation of financial and operational risk, and are compliant with local regulations and codes of practice
• Demonstrate a passion for the delivery of sales and service that exceeds the expectations of the customer.
• Achieve agreed sales targets compliantly and within set timescales
• Take proactive corrective measures, when required, to ensure that personal performance is in line with individual targets.
• Maintain a comprehensive knowledge of the Bank’s assets and liability products and a working knowledge of competitor products
• Maintain a strong and positive working relationship with colleagues across the organisation.
• Co-ordinate and deliver presentations, seminars, briefings to individuals and groups in the target market.

• B.Sc/HND and or equivalent in Business related discipline
• Female preferable
• She must have worked in the financial sector in similar capacity for at least 2 years.
• Proven track record of helping sales team to achieve set target
• Proven track record of delivering compliant sales against target through self-generation of leads and referrals - an Achiever
• Excellent networking and customer relationship management skills
• Team player with excellent communication and interpersonal skills.
• Must be passionate about service quality.
• Key qualities of Self-motivation, persistence and follow up
• Organised and able to adhere to deadlines
• Intermediate user knowledge of PowerPoint, Word and Excel

• Drive our cars and transport our MD.

• Diploma/OND.
• A valid drivers’ licence.
• A valid Id card.

• He must be sound and smart
• Good command of English language
• Good knowledge of road networks in Lagos
• Ability to read and write
• He must not be more than 30 years of age by September,2017
• You must have a flexible attitude to work
• You must be nice and friendly.