Jobs
Crossover Microfinance Bank Graduate recruitment, April 29th 2016
Crossover is an innovative financial microfinanance/mortgage instituition offering various financial products and services.
We are recruiting to fill the position of:
Job Title: Operations Officer/Teller
Location: Ogun
Main Tasks
- Account deposits and withdrawals
- Cheque transactions
- Receive and verify loan repayment amount
- Ensure compliance with all internal controls & established policies and procedures
Requirements
- Minimum educational qualification of OND
- A minimum of 1-3 year(s) experience
- Experience in handling higher-volume cash transactions is an asset
- Excellent customer service relations
- Active PC user
- Detail oriented
- Honesty & integrity
- Stress tolerance
- High level of accuracy and Ability to work effectively with minimal supervision
Job Title: Relationship Officer
Location: Ekiti
Department: Business Development
Job Summary
- To form and manage group of clients for the purpose of accessing
credit from the bank and also to collect loan and savings instalments.
Duties & Responsibilities
- Creates and manages new groups, Majorly women, for the purpose of accessing credit.
- Attend group weekly meetings for the purpose of collecting savings and loan repayments while managing new members.
- To prepare credit proposal for each structured group after the group eligibility criteria are met.
- Work towards achieving minimum of twenty groups within the first four months.
- Ensure that all members of each group make complete payments of weekly instalments.
- Maintain good relationships with corresponding banks.
Requirements
Minimum Educational Qualification:
- Bachelor's degree or HND in a related discipline. OND/NCE with a minimum of 3 year group lending experience can as well applied.
Minimum Experience:
- Minimum of one (1) year group lending experience is essential for Bachelor's degree or HND holders.
Technical Knowledge Required:
- Excellent industry knowledge.
- Group lending Knowledge.
- Knowledge of competition.
Skills & Behavioural Competencies Required:
- Sound relationship skills.
- Sound credit, sales/marketing skills.
- Communication Skills.
- Charismatic personality/Good carriage.
- Teachable and Adaptable
- Integrity/Impeccable character.
Job Title: Relationship Manager
Location: Ekiti
Department: Business Development
Job Summary (Job Objective)
- To be responsible for branch operations and have full financial
and management authority in the branch office. To coordinate and guide
the staff in the branch.
Duties & Responsibilities
- Responsible for overall planning and inspection of groups’ formation before approval.
- Review process and approves loan application forms and
personally disburses loans, and is actively involved in collecting
repayments.
- Engage in the planning and preparation of members and group
savings, credit programs and overall financial plan of the branch and
implement it accordingly subject to approval limits.
- Ensure achievement of branch’s monthly disbursement target.
- Visit at least two groups daily to verify figures in pass books and the bank’s records noting anomalies and ensure corrections.
- Coordinate and supervise branch staff.
- Provide feedbacks to management based on findings during visits to group members.
- Carryout other responsibilities as may be defined by the bank’s policy.
Requirements
Minimum Educational Qualification:
- Bachelor degree or HND in a related discipline.
- Post graduate or professional qualification is an added advantage.
Minimum Experience:
- Minimum of three (3) years group lending experience from a foremost microfinance bank.
- 6 to 12 months managerial experience is an added advantage.
Technical Knowledge Required:
- Excellent industry knowledge.
- Group lending Knowledge.
- Knowledge of competition.
Skills & Behavioural Competencies Required:
- Sound relationship and leadership skills.
- Sound credit, sales and management skills.
- Strong in analytics and numerate.
- Communication Skills.
- Charismatic personality/Good carriage.
- Dynamic, Flexible, Adaptable.
- Visionary, Opportunity sniffer
- People Skills/Emotional Intelligence
Job Title: Relationship Officer
Location: Ogun
Department: Business Development
Job Summary (Job Objective)
- To form and manage group of clients for the purpose of accessing
credit from the bank and also to collect loan and savings installments.
Duties & Responsibilities
- Creates and manages new groups, Majorly women, for the purpose of accessing credit.
- Attend group weekly meetings for the purpose of collecting savings and loan repayments while managing new members.
- To prepare credit proposal for each structured group after the group eligibility criteria are met.
- Work towards achieving minimum of twenty groups within the first four months.
- Ensure that all members of each group make complete payments of weekly installments.
- Maintain good relationships with corresponding banks.
Requirements
Minimum Educational Qualification:
- Bachelor degree or HND in a related discipline.
- OND/NCE with a minimum of 3 year group lending experience can as well applied.
Minimum Experience:
- Minimum of one (1) year group lending experience is essential for Bachelor degree or HND holders.
Technical Knowledge Required:
- Excellent industry knowledge.
- Group lending Knowledge.
- Knowledge of competition.
Skills & Behavioural Competencies Required:
- Sound relationship skills.
- Sound credit, sales/marketing skills.
- Communication Skills.
- Charismatic personality/Good carriage.
- Teachable and Adaptable
- Integrity/Impeccable character.
Job Title: Relationship Manager
Location: Ogun
Department: Business Development
Job Summary (Job Objective)
- To be responsible for branch operations and have full financial
and management authority in the branch office. To coordinate and guide
the staff in the branch.
Duties & Responsibilities
- Responsible for overall planning and inspection of groups’ formation before approval.
- Review process and approves loan application forms and
personally disburses loans, and is actively involved in collecting
repayments.
- Engage in the planning and preparation of members and group
savings, credit programs and overall financial plan of the branch and
implement it accordingly subject to approval limits.
- Ensure achievement of branch’s monthly disbursement target.
- Visit at least two groups daily to verify figures in pass books and the bank’s records noting anomalies and ensure corrections.
- Coordinate and supervise branch staff.
- Provide feedbacks to management based on findings during visits to group members.
- Carryout other responsibilities as may be defined by the bank’s policy.
Technical Knowledge Required:
- Excellent industry knowledge.
- Group lending Knowledge.
- Knowledge of competition.
Skills & Behavioural Competencies Required
- Sound relationship and leadership skills.
- Sound credit, sales and management skills.
- Strong in analytics and numerate.
- Communication Skills.
- Charismatic personality/Good carriage.
- Dynamic, Flexible, Adaptable.
- Visionary, Opportunity sniffer
- People Skills/Emotional Intelligence.
Requirements
Minimum Educational Qualification:
- Bachelor Degree or HND in a related discipline. Post graduate or professional qualification is an added advantage.
Minimum Experience:
- Minimum of three (3) years group lending experience from a
foremost microfinance bank. 6 to 12 months managerial experience is an
added advantage.
Job Title: Operations Officer/Teller
Location: Ekiti
Main Tasks
- Account deposits and withdrawals
- Cheque transactions
- Receive and verify loan repayment amount
- Ensure compliance with all internal controls & established policies and procedures
Requirements
- Minimum educational qualification of OND
- A minimum of 1-3 year(s) experience
- Experience in handling higher-volume cash transactions is an asset
- Excellent customer service relations
- Active PC user
- Detail oriented
- Honesty & integrity
- Stress tolerance
- High level of accuracy and Ability to work effectively with minimal supervisio
How to Apply
Interested and qualified candidates should send their applications and CV's to:
[email protected]
Note: Only shortlisted candidates will be contacted
Application Deadline 5th May, 2016.
