Jobs

Latest Jobs in Abuja and Owerri in a Core Microfinance Bank, February 19th 2013


Our client, a core investor in the Microfinance industry is looking for seasoned and experienced candidates for the following positions both in Abuja and Owerri.
Job Title: Head, SME Business Development
Location: Abuja
Job Description

  • Responsible for managing the Business Development & Marketing Unit; ensuring smooth running of all activities within the unit
  • Develops new deposit, loan and merchant business for a specific target market of small to medium size businesses and business professionals
  • Provides leadership, training and supervision to marketing officers and other personnel within the unit
  • Definition of marketing and sales strategies of Small & Medium Enterprises
  • Management of credit risk framework for SME loan customers
  • Provides a superior level of customer relations arid service and ensures compliance with Bank policies and procedures
  • Responsible for attaining established individual, department and Bank goals through active participation in sales management and officer call programs
  • Tracks and analyzes banking economic trends and makes recommendations to the management of the bank
  • Responsible for the coordination of all marketing activities of the Bank
  • Performs supervisory duties of department staff (identification of skills need/vacancy), and coordinates staff coverage within the unit.
  • Develops various marketing concepts, objectives, materials, advertisements, programs, press releases, and other special events approved by senior management and the Board of Directors
  • Provides guidance and coordinates implementation efforts with respect to the installation/launch of new or existing products and services
  • Prepare monthly performance reports for MPR sessions
  • Ability to pose as the primary contact of public relational advertising, and certain business development activities that promote the spirit, philosophy, dedication, and general direction of the Bank.
Required Skills and Competencies
  • Strong analytical skills, Knowledge and understanding of the Nigerian commercial banking market
  • Strong strategic orientation, Excellent customer relationship development/management
  • Good negotiation, problem-solving and conflict resolution, Creative and innovative,
  • Knowledge and understanding of commercial financial products, Good product development and portfolio management capabilities
Qualification
  • A Minimum of 2.2 in University Degree. An MBA would be an added advantage
  • 4-7 years in the Banking sector
Job Title: Head, Micro Business Development & Marketing
Location: Abuja and Owerri
Job Description

  • Formulation and implementation of Micro Business banking & Government strategy
  • Definition of marketing and sales strategies of Markets and Micro Business banking division
  • Development of Micro business Banking products and services
  • Management and maintenance of existing customer relationships and development of new relationships with key markets and strategic entrepreneurs
  • Management of credit risk framework for micro businesses
  • Develop a customer management framework Including customer Insight driven marketing
  • Fund the bank with cheap liabilities
  • Play Ambassadorial role in the entire region
  • Prepare weekly reports for Executive Management
  • Achieve PCE, Balance and other performance target
  • Managing the Business Development & Marketing Unit within the entire region; ensuring smooth running of all activities within the unit
  • Develops new deposit, loan and merchant business for a specific target market of small to medium size businesses and business professionals
  • Provides leadership, training and supervision to marketing officers and other personnel within the unit
  • Must attain established Individual, departmental and Bank goals through active participation In sales management and officer call programs
  • Tracks and analyzes banking economic trends and makes recommendations to the mgt. of the bank
  • Responsible for the coordination of all marketing activities within the assigned region
  • Supervises unit staff (Identification of skills need/vacancy), staff coverage within the unit.
  • Develops various marketing concepts, objectives, materials, advertisements, programs, press releases, and other special events approved by senior mgt and the Board of Directors
  • Provldes guidance and coordinates implementation efforts with respect to the installation/launch of new or existing products and services
  • Ability to pose as the primary contact of public relations/ advertising, and certain business development activities that promote the spirit, philosophy, dedication, and general direction of the Bank.
Required Knowledge, Skills and Abilities
  • Excellent product management, Excellent customer relationship development/management, Financial Markets Knowledge, Financial Analysis/Business accountability, Results/Action
  • Orientation, Presentation Skills, Ability to manage &multiple tasks, Superior product knowledge, Financial Planning/Budgeting & Forecasting, etc
Qualification
  • A Minimum of 2.2 in University Degree. An MBA would be an added advantage
  • 4-7 years in the Banking Industry
 Job Title: Head, Agric Business Development
Location: Abuja and Owerri
Job Description

  • Responsible for managing the Agricultural & Rural Banking unit; ensuring smooth running of all activities within the unit
  • Provides leadership, training and supervision to rural finance officers and other personnel within the unit
  • Develop strategic alliance to boost business development
  • Develop Agric& Microfinance products in partnership with product development unit of the bank
  • Maintain strategic relationship with development partners, agencies and regulatory bodies that interface with Agric& Microfinance.
  • Responsible for attaining established individual, department and Bank goals through active participation in sales management and officer call programs
  • Stay abreast of new types of loans and other financial services and products to better meet customers’ needs.
  • Performs supervisory duties of department staff (identification of skills need/vacancy), and coordinates staff coverage within the unit
  • Identify new capacity buildings and maintain mutual business relationships with existing ones
  • Provides a superior level of customer relations and service and ensures compliance with Bank policies and procedures
  • Provides guidance and coordinates implementation efforts with respect to the installation/launch of new or existing products and services
  • Tracks and analyzes banking economic trends and makes recommendations to the management of the bank
  • Supervise loan personnel.
  • Responsible for the coordination of all rural and micro business of the Bank
  • Analyze potential loan markets and develop referral networks to locate prospects for loans. Perform all other duties as may be assigned by the MD/CEO
Required Skills and Competencies
  • Strong analytical skills, Knowledge and understanding of the Nigerian commercial banking market, Strong strategic orientation, Excellent customer relationship development/management
  • Good negotiation, problem-solving and conflict resolution, Creative and innovative, Knowledge and understanding of commercial financial products
  • Good product development and portfolio management capabilities, Advanced Credit Skills, etc
Qualification
  • At least a 2:2 University degree In Marketing, Banking & Finance, Agric Economics or Forestry or at least a lower credit HND degree on any of the above disciplines. An MBA/M.Sc. is an advantage
  • Minimum of 6 years experience at the Agric desk in the Banking Industry.
Job Title: Head, Corporate Support Services
Location: Abuja
Job Description

  • Provide positive and professional leadership to staff in the Corporate Services Department, ensuring that the department is well managed to support the activities of the bank.
  • Delegate appropriate responsibility for the provision of corporate services whilst retaining overall accountability for the delivery of those services.
  • To manage and supervise all tendering and procurement activity in accordance with the bank’s policy
  • To provide advice and guidance to the MD/CEO on organizational development matters.
  • To ensure that all KR policies and procedures meet the requirements of the relevant legislation
  • To procure end manage a range of facilities management services including; Catering, cleaning, security, and fire protection
  • To manage the premises used by the Bank including the relationships with landlords, managing agents and other tenants (where appropriate>
  • Undertake such duties, in addition to the principal duties listed, as may be delegated by the MD/CEO.
Skills and Competencies
Strong analytical skills, Persuasiveness, People Management, Relationship & Conflict management, Multitasking skills, Poise, Discipline & Rhetoric, Analytical, Excellent Administrative skills, Good documentation end process management skills, Leadership/Supervisory skill, team building, organisation/coordination, Good computer knowledge (use of excel and outlook)

Qualification
  • L.LB in law and must have been called to bar with a minimum of 7 years post call experience in the banking sector.
  • Relevant professional Qualification in Human Resources is an added advantage.
Job Title: Head, Credit Risk Management
Location: Abuja and Owerri
Job Description

  • Analysis and appraisal of Individual credit requests in accordance with approved policies and procedures to ensure that credit exposures are created subject to stipulated guidelines(fulfilling conditions for disbursement or deferrals obtained)
  • Responsible for providing support, direction, credit Information, and loan policies and procedures to ensure the overall quality of the Bank’s lending portfolio
  • Monitor the strict adherence to credit related regulations (Single obligor limits, aggregate large exposures etc)
  • Timely review and approval/rejection of credit requests
  • Perform reviews for renewals/assessment of existing facilities performance and other credit related requests
  • Monitor the attainment of approved standards on credit portfolio management
  • Provision of information requested by regulatory and rating agencies
  • Value addition to credit requests: Identifying critical risks in credit requests and providing alternative routes by restructuring the request to make it viable
  • Preparation and rendition of all credit risk reports (unit’s weekly and monthly reports, credit exposures, performing and default loans etc)
  • Perform risk acceptance evaluation and assign risk rating in line with approved risk classification guidelines
  • Ensures proper documentation of individual exposure by adhering to set documentation standards and procedures
  • Define credit approval framework and recommend credit approval limits in line with bank policy
  • Oversee the realization of securities on lost facilities (Loan loss provision coverage)
  • Identification of knowledge gap and skill need within the unit and communicating to HR unit
  • Effective training of subordinates to achieve business continuity in the absence of the unit head
  • Calculating the Allowance for Loan and Lease Loss Reserve (AILL) and making recommendations to executive management and the Board of Directors for monthly allocations to the Loan Loss Reserve.
  • Performs direct supervisory duties of department staff, and coordinates staff for coverage in all related areas of the unit.
  • Reviews and approves/declines large and complex loans prior to submission to management
Skills and Competencies
Credit Administration/Risk Management, Credit Products, Credit Analysis and Appraisal, Loans administration / account management, Credit Workout/Restructuring, Financial analysis / interpretation knowledge, Facility Structuring, Team Building, People Management, Integrity and Discretion, Resilience, Tenacity and Integrity, Entrepreneurship, etc

Qualification
  • At least a 2:2 University degree in Economics, Finance or any other discipline, Master’s Degree is an added advantage.
  • About 7 years banking experience with adequate knowledge of the required responsibilities.
Job Title: Head, Information Technology
Location: Abuja
Job Description

  • Administration of the Banks local, wide, wireless, Internet,
  • Administration of Intranet networks, telephone and Voice Over IP (VoIP) systems, and all related software programs.
  • Responsible for user administration, support &training and maintains system specifications
  • Ensures the Bank’s technology resource systems are operating in a secure and stable manner.
  • Deploys information technology architecture strategies to accommodate current and future organizational needs,
  • Supervises unit staff, coordinating them for coverage in all related areas plus effective training of subordinates to assume Unit head’s position/responsibility
  • Deployment of bank-wide intranet solution to all branches and cash points of the bank plus maintenance of mobile banking product ($MS, POS) and grow market share of mobile transactions
  • Implementation of Information Technology Infrastructure Library
  • Monitoring & adherence to IT cost budget
  • Monitoring all operating systems to detect systems/channel defects and malfunctions
  • Ensuring the availability and maintenance of Core Banking Application (CBA)
  • Maintenance of the bank’s average uptime of delivery channels (Network uptime, enterprise mail system availability, internet website availability etc)
  • Effective development and driving Implementation of SLAs between the bank and IT third party vendors
  • Deployment & successful Implementation of updatable anti-virus programmes on all systems within the bank to avoid information security incidences (viruses, hackers, IT Fraud etc)
  • Running information security vulnerability assessments checks on a bl-monthly basis and regularisation of identified Information security key risk issues
  • Implementation of an online replication/backup Site in line with best practices in addition to the development of a practical recovery site in Abuja
  • Implementation of electronic document management system leveraging on the bank’s intranet portal
  • Conducting information security gap analysis end recommendation of appropriate training programs
Skills and Competencies
  • Excellent Negotiation skills,Excellent knowledge of software, hardware operating systems, and telecommunications,Team Building, People Management, Relationship Management, coordination, Excellent Computer knowledge, Good communication skills (oral & written)
Qualification
  • At (east a 2:2 University degree in Computer Science, Information Technology, Etc
  • Additional relevant professional Qualification like, CISCO, SQL, etc
  • A minimum of 6 years’ experience In the Telecom industry or in the Bank
Job Title: Head, Financial Reporting
Location: Abuja and Owerri
Job Description

  • Monitor bank-wide Asset Quality, Capital Adequacy, Liquidity and Profitability Analysis.
  • Obtaining competitor information from Regulators, Competitor Analysis & Benchmarking
  • Charting the strategic focus of the group
  • Project/Product Analysis, evaluation and recommendation of courses of action
  • General Strategic Planning
  • Completes cost analysis, profitability, pricing, peer data reviews, valuation investment activities, budgeting, forecasting, financial modelling etc
  • Supervision of the FINCON, Product Dev. Performance MV. & Strategy Functions of the Bank
  • Define the financial management framework! policies and performance management guidelines for the bank
  • Manage the reporting of financial performance
  • Establish investor relations strategy and set overall direction for the bank
  • Oversee key investor relations activities of all entities and ensure alignment with bank strategy and objectives
  • Build relationships with key stakeholders, institutions and investment community at Group level reflective of their needs and bank’s overall objectives
  • Collaborate with the bank’s Finance and Performance Management and Marketing Strategy functions to analyse financial models, assess financial reports and market opinion, monitor competitors and contribute to formulation of responses
  • Work In partnership with the Communications and Brand MV. Unit to execute communications strategy and enhance relationship with investor community
  • Directs accounting department activities and provides leadership, training and supervision within the unit ensuring that set goals and objectives are achieved
  • Provides a high level of customer relations and service ensuring compliance with Bank policies.
Skills and Competencies
  • Knowledge and understanding of global banking operations, Strategic orientation, creativity & innovation, Good Policy Dev. and Mgt. capabilities, Financial Acumen and Accounting, Management/Cost Accounting, Banking Industry Knowledge, Financial Services Industry Knowledge, Financial Regulations & Standards,  Strategic Focus,
  • Integrity and Discretion, Initiative! Proactive, General managerial/ administration
Qualification
  • At least a 2:1 University degree in Accounting/ Upper class of HND qualifications
  • A recognised professional certification such as CIMA, ACCA, and ACA etc.
  • Minimum of 5 years experience as the Chief Finance Officer of a Bank.
Job Title: Head, Audit & Inspection
Location: Abuja and Owerri
Job Description

  • Identify and Implement methodologies for identifying, assessing, monitoring, controlling and reporting compliance risks. Agree on the type and frequency of monitoring In relation to the bank’s scale of the activity.
  • Ensures company-wide compliance with established policies and controls and ensures that violations are thoroughly investigated Ensure total compliance with all regulations by liaising with stakeholders on resolution of matters arising and maintenance of monitoring records, ensuring that matters are followed up and resolved appropriately within the agreed timescales
  • Establish and ensure compliance with processes and systems for regulatory requirement of KYC
  • Manage relationship with regulatory/supervisory bodies of the bank Provide leadership support to direct and coordinate work efforts
  • Develops, reviews and updates Compliance risk-mitigation and fraud prevention strategies Categorize risks into high and low-risk areas and put procedures in place to examine and monitor continually the high-risk areas.
  • Respond to auditors’ requests for customers’ balances as at specified period.
  • Organization and maintenance of bank-wide archives
  • Continuous update of bank’s authorized signatory list.
  • Review of collections from branches and departments. Monitoring and supervision of Checks and Reviews within the units and branches and premises
  • Facilitates transaction checks/Reviews of cash Management, central clearing, investment banking, Bullion services, Credit Risk Mgt, GRM etc
  • Review of call-over attestation
  • Ensures cleanliness and integrity of all Internal/GI accounts at the branches
  • Responsible for the development and enforcement of the use of Department Control Function Checklist (DCFC)
  • Provides a high level of compliance counseling, advisory and decision support services to business units and strategic resource functions, including subsidiaries
  • Preparation and rendition of required control reports (Monthly control situation report, incidence reports, Quarterly Board Report and monthly Corporate Governance Compliance Status Report for CBN etc) Responds to EFCC, NDLEA, ICPC, CBN & NDIC/KYC related emails to the bank
Skills and Competencies
Banking Operations ( Domestic & International Operations), Accounting, Credit Analysis / Appraisal, Environmental / Industry Analysis, Risk Management, Investment / Portfolio Management, Assets & Liabilities Management, Financial analysis / Interpretation, etc
Qualification
  • At least a 2:1 University degree in Accounting/ Upper class of HND qualifications.
  • Recognised professional certification such as CIS, ACCA, ACA, IT Certification etc
  • 4-7 years’ working experience in the Banking industry and in the similar position.
Job Title: Head, Compliance and Control
Location: Abuja and Owerri
Job Description

  • Responsible for developing, implementing and administering all aspects of the Bank’s Compliance Management Program.
  • Plans, organizes, and controls the Bank’s day to day administrative, lending and operational compliance activities; collaborates with the Chief Inspector Officer in the overall administration of these directives for the Bank.
  • Participates In various committees, audits and examinations
  • Supervises the responsibilities of the Bank’s Secrecy Act Officer, Privacy Officer, and Bank Security and Safety Officer to ensure compliance efforts are maintained on a daily basis.
  • Conducts staff training related to new hires, compliance, customer service, mainframe and software computer programs, Advises the Board of Directors, Senior Management and Bank personnel of emerging compliance issues and consults and guides the Bank in the establishment of controls to mitigate risks.
  • Ensures department activities run smoothly and efficiently by providing leadership, training and supervision
  • Identify and implement methodologies for Identifying, assessing, monitoring, controlling and reporting compliance risks. Agree on the type and frequency of monitoring in relation to the bank’s scale of the activity.
  • Manage relationship with regulatory/supervisory bodies of the bank
  • Review of call-over attestation
  • Responds to EFCC, NDLEA, ICPC, CBN & NDIC AML/KYC related mails to the bank
  • Other tasks and functions as assigned by the Divisional head and Managing Director
Skills and Competencies
Banking (Local/International Operations), Accounting, Credit Analysis / Appraisal, Environmental / Industry Analysis, Risk Management, Investment / Portfolio Management, Assets & liabilities Management, Financial analysis / interpretation, Integrity and Discretion, etc
Qualification
  • At least a 2:1 University degree in Accounting/ Upper class of HND qualifications.
  • Recognised professional certification such as CIS, ACCA, ACA, IT Certification etc
  • 4-7 years working experience in the Banking industry and in the similar position.

How to Apply
Interested and qualified candidates should send their CV to:


Application Deadline 28th February, 2013