Job in a Mortgage Bank for a Graduate Credit Admin/Risk Officer

Angelo Consults - Our client a reputable Mortgage bank in Nigeria requires the services of an experienced banker to ensure sound credit administration and effective loan recovery where
necessary; while ensuring the creation of healthy short-term credits.

We are recruiting to fill the position of:


Job Title: Credit Admin/Risk Officer
Location: Lagos
Unit: Credit Administration and Risk Management
Major Duties

• Implement credit strategies within the context of banks risk acceptance criteria
• Ensure compliance with established guidelines on global credit position vis-à-vis various market segments
• Ensure proper documentation of all credit facilities granted
• Generate quality and volume deposits
• Monitor and manage all relationships on an on-going basis
• Prepare credit reports for management
• Ensure proper administration of credit exposures to minimize banks risk of loss.
• Ensure timely identification and management of credit delinquencies
• Management of banks credit portfolio
• Perform all other duties as assigned by management

• Reports to: Head Credit Administration
• Supervises: None

• Quarterly growth in number and value of customer accounts - 45% increase
• Accuracy and completeness of credit documentation
• Timeliness and accuracy of management reports
• Level of team morale - high
• Level of volume deposit/income generation - minimum of 90% achievement of assigned targets
• Number of visits/calls to customers per quarter, which must be documented
• Quality of banks risk asset portfolio - high level
• Level of achievement for set loan recovery targets - minimum of 85% recovery

• Basic banking operations/product knowledge
• Financial analysis
• Negotiation
• Effective oral & written communication
• Credit appraisals and analysis
• Customer relations/service
• Good working knowledge of computers