UBA Bank recruitment for Graduate Recovery Officers, 12th September, 2018

United Bank for Africa Plc (UBA) is one of Africa's leading financial institutions, with operations in 19 African countries and 3 global financial centres: London, Paris and New York. From a single country organisation founded in 1949 in Nigeria, UBA has grown to become a Pan-African provider of financial services with over 11 million customers, through close to 1000 business offices and touch points globally. We are recruiting to fill the vacant position below:     Job Title: Recovery Officer Reference No: #RMD0011 Locations: Abuja, Benin City - Edo, Lagos and Port Harcourt - Rivers Job Functions: Sales Industries: Banking / Finance & Investment Description

• We are currently looking for experienced candidates with very sound Loan Recovery experience to lead teams in the following locations: North Central, Benin, Port Harcourt and Lagos.

• Recovery of watch-list accounts & transferred accounts with early warning signals to avoid further deterioration
• Manage relationship with debtor customers to ensure compliance with repayment agreements, court orders, regulatory request (EFCC, CBN, Police etc) & restructure request.
• Review, process and reconcile accounts of indebted customers complaints to ensure amicable resolution & payment of agreed sum
• Conduct and document recovery visitation to customers
• Management of Memorandum bad debts portfolio and Loan Loss portfolio within assigned business offices
• Originate Loan repayment proposals for requests from indebted customers for management’s consideration.
• Initiate proposals for realization, repossession, and sale of pledged assets and properties of indebted customers.
• Rendition of monthly debt recovery reports for the zone to the ZH for onward submission to Financial reporting, Performance management and DH, Remedial Management & Credit Recovery Division
• Achieve recovery financial target in line with advised budget

• At Least Second Class Lower in Law / Humanities and not more than 35 years old

• At least 3 years work experience as Recovery officer in Financial services/ Law firms

• Basic banking operations knowledge.
• Effective reporting
• Negotiating Skills.
• Knowledge of the Loan Recovery function.
• Basic credit Skills.
• Good Customer relations
• Communication Skills