Credit Risk Analyst Vacancy in a Microfinance Bank in Lagos

Vincintoire Limited - Our client, a Microfinance Bank urgently requires the services of a qualified candidate to fill the position below:     Job Title: Credit Risk Analyst Location: Lagos Duties and Responsibilities

• Evaluate customers' loan applications in line with the bank's credit policy. Carry out verification of customer's businesses and preparation of loan verification reports.
• Loan Monitoring and preparation of loan status report.
• Preparation of statutory reports.
• Evaluating clients’ credit data and financial statements in order to determine the degree of risk involved in lending money to them
• Conferring with clients to verify their financial/credit transactions and to resolve their complaints.
• Predict the future trends from the current developments in the market and recommend the management accordingly to plan the strategies
• Preparing reports about the degree of risk in lending money to clients
• Analyzing client records and using the data to recommend payment plans
• Conferring with credit associations and references to exchange credit information on clients
• Evaluating the financial status of clients by producing financial ratios through computer programs
• Filling out loan applications and including the credit analysis and loan request summaries, then submitting these loan applications to loan committees for their approval
• Analyze financial statements such as profit and loss, company budget and employee headcount reports.
• Compile reports showing the proposed plan of action for existing and potential clients

• B.Sc /HND in the numerate disciplines 2 - 3 years experience in a similar role in a Microfinance bank.