Job at Creditville Nigeria Limited For a Credit Officer, 11th June, 2019

Creditville Nigeria Limited - We are a medium-sized private equity company with strong presence in the Financial Services, Capital Market and Real Estate sectors of the economy. Due to growth in activities. We are recruiting to fill the position below:     Job Title: Credit Officer Location: Edo Job Summary

• Market the various loan products of the company and also evaluate, and recommend approval of credit loan applications.

• Assist in preparation of proposals and presentations.
• Organise avenues to present product information and proposals to the public and prospective corporate clients on varied services.
• Maintain customer relationship with clients.
• Review and update credit and loan files.
• Stay abreast of new types of loans and other financial services and products in order to better meet customers' needs.
• Handle customer complaints and take appropriate action to resolve them.
• Market company products to individuals and firms, promoting bank services that may meet customers' needs.
• Analyze potential loan markets and develop referral networks in order to locate prospects for loans.
• Prepare reports to send to customers whose accounts are delinquent, and forward irreconcilable accounts for collector action.
• Identify new prospects and build relationship with them.
• Obtain and compile copies of loan applicants' credit histories, corporate financial statements, and other financial information.
• Meet with applicants to obtain information for loan applications and to answer questions about the process.
• Analyze applicants' financial status, credit, and net worth to determine feasibility of granting loans.
• Explain to customers the different types of loans and credit options that are available, as well as the terms of those services.
• Assist clients and customers in handling of any issues they have.
• Review loan agreements to ensure that they are complete and accurate according to policy.
• Compute payment schedules.
• Submit applications to second level officers for verification and recommendation.
• Maintain market intelligence on industry competition and report accordingly.

• A first degree from any recognised higher institution

• Attention to Detail, Financial Numeracy, Customer Service, Thoroughness, Confidentiality, Analytical, Decision Making, Verbal Communication, Professionalism, Result Oriented