Latest Vacancies at PecanTrust Microfinance Bank Limited

PecanTrust Microfinance Bank Limited is a Central Bank of Nigeria Licensed, for-profit making institution dedicated to supporting early stage, small and medium-sized enterprises ‘SME’, the informal working class and low income families through providing access to finance, entrepreneurship training, a network of mentors and facilitating business partnerships. We are recruiting to fill the position below:       Job Title: Accounts Manager Location: Lagos Job Description

• Financial statement preparation, review, interpretation and presentation to management
• Daily and monthly preparation of bank reconciliation
• Financial review of customer accounts, loan computation and other finance information
• Processing and preparation of pension, payee and other regulatory and compliance monthly renditions
• Analyze and present financial trends, competitor behavior as they impact on the bank
• Work with legal counsel to ensure compliance on regulatory matters
• Develops and monitors performance metrics for the investor relations function
• Creates presentations, press releases, and other communication materials for earnings releases, industry events, and presentations to analysts, brokers, and investors
• Liaison and communication with the regulatory bodies such as the CBN, NDIC, FIRS, LIRS etc
• Assess and predict financial risks and returns
• Ability to use financial modelling to predict outcomes
• Analyze business operations, loan repayments, deposit maturities, business trends, costs, revenues, financial commitments, and obligations to project future revenues and expenses or & to provide advice.

• A Bachelor’s degree in Business, Finance, or Accounting, ACA, ICAN and MBA.
• Intimately familiar with financial modeling techniques and valuation methods used by analysts and investors
• Must be able to perform in a high-pressure environment, and be able to meet tight deadlines
• Has high analytical and excel skill
• Proven experience as an accountant in a Micro-finance or other financial services industry will be an added advantage

• Managing and monitoring of the bank wide PAR % at every given time.
• Supervising of all loan processing officers.
• Managing and vetting loan processing.
• Managing the bank’s loan profiles and ensuring the monitoring of repayments without default.
• Ensuring all loan documentation is complete and valid.
• Resolving all loan processing and repayment issues.
• Monitor progress of existing loans & escalation to recovery where required
• Allocation and monitoring of loan officers.

• Proven work experience as a Credit or Loan Officer or other related fields.
• Hands-on experience with lending procedures and products
• Ability to create and process financial spread sheets on excel
• Strong analytical skills
• Customer service experience
• B.Sc in Banking and Finance, Economics or related field

• Daily update and auditing of the ajo collection officers daily.
• Carry out strategic and impromptu checks on ajo customers to verify documented information reported by ajo collection officers.
• Carry out detailed investigations when discrepancy, cash suppression or fraud is noticed.
• Internal control checks and records to safeguard company assets.
• Make recommendations regarding facilities, equipment, personnel, procedures and systems to improve operational efficiency.
• Ensure compliance with the bank’s policy, procedure and regulations.
• Identify areas of financial and administrative strengths and weaknesses and develop best practices.
• Develop and implement appropriate operating procedures to ensure compliance with bank and industry policies.
• Conduct audit testing of potential risk areas and identify reportable issues.
• Monitor and provide advice to management to minimize risk resulting from poor controls.

• B.Sc in any related field
• Proven work experience in Ajo collection or Auditing or Supervising in a Microfinance bank or related environment.
• Experience in handling cash
• Ability to create and process financial spread sheets on excel
• Strong analytical and customer service skills

• Field sales of loan products
• Representing the bank at events
• Daily Reporting
• Brand knowledge
• Supervising marketing activities of team
• Organizing marketing movement

• B.Sc qualification
• Experience marketing loans
• Experience managing people

• Opening new accounts
• Daily cash collection (ajo)
• Field sales of bank's products
• Daily reporting
• Record keeping