Current Job Openings in a Microfinance Bank, 2nd December, 2019

Vincintoire Limited - Our client, a Microfinance Bank in Lagos State urgently requires the services of:   Job Title: Deposit Mobilization Officer Location: Lagos Job Description

• Ideal candidate must be target & result oriented , mentally agile, innovative, accurate & detailed oriented with great communication skills.

• To boost the deposit mobilization arm of the bank
• Develop and implement a business plan for identified target market.
• Develop and implement a business development plan to improve the deposit mobilization.
• Develop and maintain relationships with corporate clients and individual depositors
• Build new relationships with existing customers and new customers
• Advice client of deposit status
• Innovate and develop attractive value added deposit products.
• Innovate and improve ways of rewarding depositors in terms of interest earning on ordinary deposits, and fixed deposits.

• B.Sc or HND Finance, Accounting.
• 2 - 3 years experience in Similar Environment.
• Professional qualifications is an added advantage.

• Evaluate customers' loan applications in line with the bank's credit policy. Carry out verification of customer's businesses and preparation of loan verification reports.
• Loan Monitoring and preparation of loan status report.
• Preparation of statutory reports.
• Evaluating clients’ credit data and financial statements in order to determine the degree of risk involved in lending money to them
• Preparing reports about the degree of risk in lending money to clients
• Analyzing client records and using the data to recommend payment plans
• Conferring with credit associations and references to exchange credit information on clients.
• Evaluating the financial status of clients by producing financial ratios through computer programs
• Filling out loan applications and including the credit analysis and loan request summaries, then submitting these loan applications to loan committees for their approval
• Conferring with clients to verify their financial/credit transactions and to resolve their complaints.
• Predict the future trends from the current developments in the market and recommend the management accordingly to plan the strategies
• Analyze financial statements such as profit and loss, company budget and employee headcount reports.
• Compile reports showing the proposed plan of action for existing and potential clients.

• B.Sc /HND in the numerate disciplines.
• 2 - 3 years experience in a similar role in a Microfinance bank.