Current Vacancies at Poverty Reduction and Rural Women Empowerment, 14th March, 2019 Initiative

Poverty Reduction and Rural Women Empowerment Initiative, a microfinance institute whose Head office is located in Lagos is currently seeking to recruit the services of the position below:     Job Title: Relationship Manager Location: Abeokuta, Ogun Job Objective & Summary

• To oversee and coordinate the operations in the branches for effective customer service and business performance.

• Acquisition of profitable new customers for banking business through the creation, development and maintenance of high quality advisory relationship.
• Achieve budgeted growth in banking operations within agreed and approved business risk limits.
• Analyses and reviews quality of potentials and existing business to ensure maximum profitability.
• Visit groups daily to crosscheck entries in in passbook with collection sheet, noting irregularities for necessary corrections.
• Manage all human and material resources in the branch for effective operations.
• Receive and process loan application forms for approval and maintain all relevant accounts records of branch.
• Supervise activities and performance of Relationship Officer ensuring that they meet and surpass target.
• Perform other responsibilities as may be assigned by the Supervising head.

• Bachelor's degree from a recognized academic institution in marketing, or related field.
• Minimum of Four (4) years relevant experience in related role; working in a Banking or Microfinance bank setting.
• Good practical knowledge of Microsoft Office suites
• Use of the bank-one application
• Good marketing and relationship management skills.
• Candidate should be willing to resume immediately.

• To source for and open new accounts, disburse and manage loans and ensure full repayment as at when due.

• Attracts new customers to the business and maintain an excellent relationship with clients
• Analyze potential loan markets and development referral networks to locate prospects for credit products.
• Evaluate loan applications and documentation by confirming credit worthiness while processing loan application of successful clients.
• Ensure client relationship management and confidentiality is maintained.
• Repetitively work towards increasing client base and product’s volume of portfolio.
• Pursue the sourcing of new accounts and client/savings mobilization.
• Conducts pre-loan training, client and guarantor’s verification.
• Ensure an efficient and effective process in savings and repayment collections.
• Manage and follow up on loan to ensure prompt and due repayment, while preventing default.
• Efficiently and effectively manage defaults where they occur.
• Perform other duties and responsibilities as may be assigned by the Relationship Manager.

• Bachelor’s degree from a recognized academic institution in marketing, or related field.
• Minimum of Two (2) years relevant experience; working in a Banking or Microfinance bank setting.

• Good communication and interpersonal skill
• Good sales and marketing skills
• Ability and aptitude to work with detail, precision, speed, and accuracy.
• Basic computer literacy