Jobs

Loan Officers at Baobab Microfinance Bank

Baobab Microfinance Bank formerly known as Microcred Microfinance bank is a leading digital financial inclusion group and more focusing on serving individuals, micro and small business in Africa and China. We allow you unleash your potential with target to become the first digital microfinance bank in Nigeria.

We are recruiting to fill the position below:

Job Title: Loan Officer
Locations: (Ikeja, Broadstreet, Mushin, Ajah, Orile, Tradefair, Egbeda, Ikorodu, Yaba, Sango, Ikotun) - Lagos, (Dugbe, Bodija) - Oyo, (Zaria, Tudun - Wada) - Kaduna, (Wuse, Garki) - Abuja, Jos - Plateau
Employment Type: Full-time

Job Description
Pre-Loan Disbursement:

Promote/market Baobab’s products to prospective clients
Visit and evaluate potential client businesses
Analysis of quantitative and qualitative data of client businesses and households.
Prepare loan documents for Credit Committee.
Present loan files to Credit Committee.
Enter loan files in the MIS.
Visit client’s personal house
Visit Co-debtor, guarantor’s house, and businesses
Analyze financial data of clients’ businesses

Post-loan Disbursement:

Conduct monitoring visits to business and households.
Follow-up on loan repayment.
Manage loan recovery from active and write-off client until the last.
Assess the impact of a loan before renewal.

Job Requirements
Education:

Minimum of HND qualification.
Previous work experience or training in sales (preferred).
Applicants must be between the age of 20 - 35 years.
Experience: 0 - 3 years.
Basic Knowledge in accounting, finance, and mathematics.

Required Skills:

Fluent in English (written/spoken)
Detail-oriented
High level of integrity
Dynamic and motivated individuals who like to work outdoors.
Target oriented
Articulate and well-spoken

How to Apply
Interested and qualified candidates should send their CV to: [email protected] using the Job Title and Location as the subject of the mail (E.g "Loan Officer - Mushin").

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