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Vacancy For Loan Officer In A Reputable Microfinance Bank

Aug 9, 2018, 4:06 PM
Smart Partners Consulting - Our client, a Micro Finance Bank, seeks to hire qualified candidates to fill the position below:     Job Title: Loan Officer Location: Lagos Job Summary
  • Candidates who will evaluate, authorize, or recommend approval of credit loans, Advise borrowers on financial status and methods of payments.
Job Responsibilities
  • Market bank products to individuals and firms, promoting bank services that may meet customers' needs.
  • Review loan agreements to ensure that they are complete and accurate according to policy.
  • Stay abreast of new types of loans and other financial services and products in order to better meet customers' needs.
  • Submit applications to credit analysts for verification and recommendation.
  • Handle customer complaints and take appropriate action to resolve them
  • Negotiate payment arrangements with customers who have delinquent loan
  • Analyze potential loan markets and develop referral networks in order to locate prospects for loans.
  • Meet with applicants to obtain information for loan applications and to answer questions about the process.
  • Evaluation of loan applications and preparation of loan proposals
  • Monitoring of disbursed loans and loans in arrears
  • Assuring long term relationship through high client satisfaction, reaching a high ration of revolving clients
  • Analyze applicants' financial status, credit, and property evaluations to determine feasibility of granting loans.
  • Explain to customers the different types of loans and credit options that are available, as well as the terms of those services.
  • Obtain and compile copies of loan applicants' credit histories, corporate financial statements, and other financial information
  • Review and update credit and loan files.
Qualification and Requirements
  • Minimum educational qualification of B.Sc./HND
  • Basic knowledge of Financial mathematics & Accounting
  • Minimum of 2years working experience as a loan Officer in any micro finance bank
  • Dynamic and motivated individuals who like to work outdoor
  • Excellent analytical skills
  • Applicants must be based within Lagos Island and environ.
    How to Apply Interested and qualified candidates should: Click here to apply   Application Deadline 18th August, 2018.

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Business and Finance 
OND / HND / BSC Holders Accounting Experienced Personnel Smart Partners Consulting Limited Lagos State