Mortgage Underwriter Interview Questions

Mortgage Underwriters evaluate loan applications and approve or deny mortgage loans.

Whether you're a job seeker preparing to be interviewed for the role of Mortgage Underwriter or an employer preparing to interview candidates for Mortgage Underwriter position, these Mortgage Underwriter interview questions will help you prepare yourself for the job interview session.

Mortgage Underwriter Interview Questions

Below are a list of some skill-based Mortgage Underwriter interview questions.

1. What experience do you have as a mortgage underwriter?
2. How do you stay up-to-date on mortgage industry trends and regulations?
3. What do you consider to be a red flag in loan applications?
4. How do you ensure the accurate and timely delivery of your work?
5. Can you describe your final decision-making process when assessing loan applications?
6. How do you stay organized when maintaining multiple claims?
7. What are your greatest strengths as an mortgage underwriter? Your weaknesses?
8. Do you prefer working on a team or independently?
9. What led you to pursue a career in mortgage underwriting?
10. How do you stay focused when completing projects that can be repetitive?
11. Tell me about your biggest professional achievement or accomplishment.
12. What is your favorite insurance industry to work in?
13. Tell me about a time in your life when you used risk analysis to make an important decision.
14. Tell me about a time when you were required to demonstrate your good ethics.
15. Have you ever had to go beyond the expectations of your job to complete a project?
16. Tell me about an experience you had with a difficult broker.
17. What mortgage underwriting and statistical programs are you most comfortable using?
18. What are two things that would make you instantly decline a loan application?
19. Tell me about a specific situation in which you overcame an obstacle.
20. What resources do you use most often to make your claim decision?
21. You suspect insurance fraud. What do you do now?
22. Your client had a poor financial history followed by an excellent one. What process do you take when determining risk?
23. What steps do you take in making your decision when available information about a client is limited?
24. You are presented with conflicting data about a customer. How do you determine which documents are accurate?
25. Tell me about a customer who may have been considered high-risk, but you approved. What data did you use?

Mortgage Underwriter Interview Questions and Answers

Every interview is different and the questions may vary. However, there are lots of general questions that get asked at every interview.

Below are some common questions you'd expect during Mortgage Underwriter interviews. Click on each question to see how to answer them.

1. Are You a Leader or a Follower?
2. Why Do You Want This Job?
3. What is Your Greatest Weakness?
4. Why Do You Want To Leave Your Current Job?
5. What Is Your Greatest Accomplishment?
6. Tell Me About Yourself
7. What is Your Salary Expectation?
8. Why Should We Hire You?
9. What is Your Greatest Strength?
10. Do You Have Any Questions for Us?