Mortgage Underwriter job description

Job description of a Mortgage Underwriter

Mortgage Underwriters evaluate loan applications and approve or deny mortgage loans.

This Mortgage Underwriter job description example includes the list of most important Mortgage Underwriter duties and responsibilities as shown below. It can be modified to fit the specific Mortgage Underwriter profile you're trying to fill as a recruiter or job seeker.

Mortgage Underwriter Duties and Responsibilities

Mortgage Underwriter job description should contain a variety of functions and roles including:

Authorizing and underwriting loans.
Reviewing and verifying loan applications and supporting documentation.
Analyzing loan risk and requesting additional information as necessary.
Reviewing and specifying loan conditions as necessary.
Ensuring compliance with regulatory standards.
Ensuring compliance with company policies and guidelines.
Preparing reports on assessment findings.
Making loan eligibility decisions and approving or rejecting applications.
Documenting and effectively communicating reasons for the approval/rejection of loans.
Returning applications with additional documentation to the loan officer for review.

Mortgage Underwriter Requirements / Skills / Qualifications

Mortgage Underwriter job description should include these common skills and qualifications:

Degree in business, banking, finance, or a related field.
Experience in loan underwriting.
Highly organized and able to prioritize.
High mathematical aptitude.
Good working knowledge of mortgage loan processing and relevant legal regulations.
Proficiency in Microsoft Office and automated underwriting systems.
Good communication skills, both verbal and written.
Detail-oriented with strong data analysis skills.

As a hiring manager, recruiting an ideal Mortgage Underwriter starts with crafting a good job description. Use this Mortgage Underwriter job description template to save yourself time and help you attract the most qualified candidates. Feel free to revise it to meet your specific needs.

Job seekers interviewing for the role of a Mortgage Underwriter may also reference it in preparation for the interview.

Mortgage Underwriter Job Description

Job description of a Mortgage Underwriter

Mortgage Underwriter Duties and Responsibilities

Mortgage Underwriter Requirements / Skills / Qualifications

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