Mortgage Underwriter Requirements, Skills & Qualifications

The following common skills and qualifications are required of a Mortgage Underwriter:

  • Degree in business, banking, finance, or a related field.
  • Experience in loan underwriting.
  • Highly organized and able to prioritize.
  • High mathematical aptitude.
  • Good working knowledge of mortgage loan processing and relevant legal regulations.
  • Proficiency in Microsoft Office and automated underwriting systems.
  • Good communication skills, both verbal and written.
  • Detail-oriented with strong data analysis skills.

Note that this is not an exhaustive list of Mortgage Underwriter skill, qualifications and experience. Job requirements for specific Mortgage Underwriter roles may vary, depending on the industry and type of employer.


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