Job Descriptions

Financial Planner Job Description

What is the job description of a Financial Planner? What are the duties and responsibilities of a Financial Planner? What does a Financial Planner do?

Job description of a Financial Planner

Financial Planners analyze the financial statements of a company or individual to identify risks, rewards, and opportunities. Financial Planners assess the financial needs of individuals and help them with decisions on investments (such as stocks and bonds), tax laws, and insurance.

Financial Planners help clients plan for short-term and long-term goals, such as education expenses and retirement. They recommend investments to match the client’s goals. They invest clients’ money based on the clients’ decisions. Many also provide tax advice or sell insurance.

This Financial Planner job description example includes the list of most important Financial Planner duties and responsibilities as shown below. It can be modified to fit the specific Financial Planner profile you're trying to fill as a recruiter or job seeker.

Financial Planner Duties and Responsibilities

Financial Planner job description should contain a variety of functions and roles including:

  • Monitor clients’ accounts and determine if changes are needed to improve account performance or to accommodate life changes, such as getting married or having children
  • Research investment opportunities
  • Meet with clients in person to discuss their financial goals
  • Recommend investments to clients or select investments on their behalf
  • Educate clients and answer questions about investment options and potential risks
  • Help clients plan for specific circumstances, such as education expenses or retirement
  • Explain the types of financial services they provide to potential clients

Financial Planner Requirements / Skills / Qualifications

Financial Planner job description should include these common skills and qualifications:

  • B.Sc/BA in accounting, finance, business administration or relevant field;
  • Professional certification (e.g. CFP) is a plus
  • Proven experience as financial planner or similar role; experience in sales or customer service is an asset
  • Ability to analyze financial information and comply with regulations
  • Strong ethics, with a customer-oriented attitude
  • Outstanding communication skills, with the ability to foster long-term relationships
  • Proficiency in MS Office and CRM systems
  • Attention to detail and strong math skills

As a hiring manager, recruiting an ideal Financial Planner starts with crafting a good job description. Use this Financial Planner job description template to save yourself time and help you attract the most qualified candidates. Feel free to revise it to meet your specific needs.

Job seekers interviewing for the role of a Financial Planner may also reference it in preparation for the interview.