Mortgage Underwriter Duties & Responsibilities

The role and function of a Mortgage Underwriter includes the following duties and responsibilities:

Authorizing and underwriting loans.
Reviewing and verifying loan applications and supporting documentation.
Analyzing loan risk and requesting additional information as necessary.
Reviewing and specifying loan conditions as necessary.
Ensuring compliance with regulatory standards.
Ensuring compliance with company policies and guidelines.
Preparing reports on assessment findings.
Making loan eligibility decisions and approving or rejecting applications.
Documenting and effectively communicating reasons for the approval/rejection of loans.
Returning applications with additional documentation to the loan officer for review.

Note that this is not an exhaustive list of Mortgage Underwriter duties and responsibilities. Job functions for specific Mortgage Underwriter roles may vary, depending on the industry and type of employer.

Mortgage Underwriter Job description

Mortgage Underwriter Salary in Nigeria

Mortgage Underwriter Interview questions

Mortgage Underwriter Cover letter

Mortgage Underwriter CV