Jobs

Credit Analyst at PecanTrust Microfinance Bank Limited

PecanTrust Microfinance Bank Limited is a Central Bank of Nigeria Licensed, for-profit making institution dedicated to supporting early stage, small and medium-sized enterprises ‘SME’, the informal working class and low income families through providing access to finance, entrepreneurship training, a network of mentors and facilitating business partnerships.

We are recruiting to fill the position below:

Job Title: Credit Analyst Location: Lagos

Key Responsibilities

Preparation of the loan officer PAR ratio
Execution of other task as assigned by the head of the department
Compute and advise on the repayment amount due or loan paid off amount due upon request
Prepare and analyse the bank sectorial / industrial participation using models, graphs and ratios considering the regulatory requirement in order to advise and give direction to the bank
Continuous review of loan accounts to ensure that all income earned are recorded and customersТ accounts correctly and completely credited /debited
Populate and compute the credit ratios as required by the regulatory bodies on daily basis to determine the bank compliance and adjustments required
Reconcile credit files and identify variances and return to LPO for regularization
Thorough analysis of loan appraisals
Keep up to date with the bank's lending protocols and ensuring compliance
Analyze overdrawn account and making recommendations to the Head of credit for reversal or settlement by the customer
Execution of other task as assigned by the head of the department

Educational Qualifications and Requirements

Bachelor's Degree in Finance, Accounting, or other business-related fields
Two to four years of work experience in a similar role
Strong attention to detail and ability to notice discrepancies in data
Impeccable understanding of financial statements, ratios and concepts
strong proficiency in MS office and general computer use
Ability to effectively manage competitive deadlines for projects in a high-pressure work environment, with varying degree of supervision

How to Apply Interested an qualified candidates should forward their Cover Letter and CV to: [email protected] using the job title as the subject of the mail

Application Deadline 30th April, 2020.

Lagos State

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