Jobs

Credit / Loan Officer at Victory Empowerment Center Microfinance


Victory Empowerment Centre is a micro-finance Non-Governmental Organization (NGO) with a prime objective of improving the living of poor women through innovative and flexible microfinance services.

We are recruiting to fill the position below:

 



Job Title: Credit / Loan Officer

Locations: Abia, Akwa Ibom, Lagos and Ogun

Job Summary

  • We are looking for a Loan Officer to evaluate, authorize approval or deny loan applications for people or for businesses.
  • You will act as a liaison between customers and our financial institution and you will help qualified applicants acquire loans in a timely manner.

Responsibilities

  • Evaluate credit worthiness by processing loan applications and documentation within specified limits
  • Interview applicants to determine financial eligibility and feasibility of granting loans
  • Determine all applicable ratios and metrics and set up debt payment plans
  • Maintain and update account records
  • Assess customer needs, explore all options and introduce different types of loans
  • Develop referral networks, suggest alternate channels and cross-sell products and services to accomplish quotas
  • Go the “extra mile” to build trust relationships, customer loyalty and satisfaction throughout the underwriting process
  • Οperate in compliance with laws and regulations and adhere to lending compliance guidelines.
  • Communicate with clients either to request or to provide information
  • Justify decisions (approvals/rejections) and report on them
  • Complete loan contracts and counsel clients on policies and restrictions
  • Update job knowledge on types of loans and other financial services

Requirements

  • Interested candidates should possess an OND / NCE / HND / B.Sc qualification
  • 0 - 2 years of work experience.

Salary

  • N50,000 - N60,000 / month.

 

 

How to Apply
Interested and qualified candidates should kindly forward their CV to: career.hr@victorycentre.org using the Job Title as the subject of the mail.

 

Application Deadline 31st December, 2021.


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