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Financial Control Officer at Personal Trust Microfinance Bank Limited

Personal Trust is a Microfinance Bank in Lagos and a subsidiary of First Ally Capital Limited (FACL). Formerly known as Personal Trust Savings and Loans, the Bank was registered in 1993 and operated as a Mortgage Bank until its conversion to a Microfinance Bank in 2014. Personal Trust has a branch network at strategic locations in Lagos State and provides banking services to individuals, micro, Small and medium enterprises (MSME).

We are recruiting to fill the position below:

Job Title: Financial Control Officer
Location: Mainland, Lagos
Employment Type: Full-time

Job Summary

  • The financial control officer is responsible for reconciliation and settlements activities and will provide revenue assurance to the bank.

Duties and Responsibilities

  • Ensure daily reconciliation and posting of all of all transactions and provide daily/weekly reconciliation and settlement reports.
  • Support the E-business team in resolving settlement and reconciliation matters.
  • Monitor income/fees and ensure value is promptly transferred to the bank.
  • Verify the incoming and outgoing payment on e-channel accounts.
  • Reconcile bank statement with entries in the bank ledger on a daily/weekly/monthly basis and present the reconciliation reports.
  • Prepare daily and weekly report on over/under-settlement of transactions.
  • Identify, follow up and investigate unreconciled transactions or discrepancies to enable prompt resolutions
  • Liaising regularly with various bank account officers on issues relating to direct debits, standing orders, unidentified credits and charges from time to time.
  • Monitors the deduction on loan and facilities with various banks and reconciling with terms and conditions in of the offer.
  • Rendition of monthly returns and processing of associated payments for FIRS, LIRS and PFAs within seven days of deduction.
  • Sending daily dashboard report to management.
  • Provide support to other finance team a required.
  • Support end of day/month and year process.
  • Flexibility to carry out any other task as requested by Management.
  • Develop and maintain business relations with payment partners.
  • Liaise with the settlement bank and payment processing companies on potential under-settlement and ensure resolution of issues identified in line with the company’s policies and procedures.
  • Advise the finance team of possible over-settlement for necessary provisions.
  • Maintain reconciliation records.


  • HND / B.Sc in Accounting, Economics or a related field.
  • Evidence of completion/ exemption of/from NYSC.
  • ICAN or ACCA qualification.


  • Previous experience as a reconciliation/account officer.
  • 3 - 5 years work experience.


  • Experience reconciling accounting figures and financial records
  • Advanced computer software skills, including Microsoft excel
  • Organization and time management abilities
  • Meticulous attention to detail and accuracy
  • Ability to multi task and meet tight deadlines
  • Great analytical skills for decision making and problem solving
  • Strong client relationship management and customer service skills
  • Team player with the ability to work with multiple parties


How to Apply
Interested and qualified candidates should send their CV to: [email protected] using the Job Title as the subject of the mail

Application Deadline  29th December, 2022.

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