Job Vacancies at Addosser Microfinance Bank Limited

Addosser Microfinance Bank Limited is an innovative financial institution dedicated to improving the living condition of everyday people through value-added financial products and services. The bank was incorporated in 2008 and is duly licensed by the Central Bank of Nigeria as a microfinance bank. We are recruiting to fill the position below:     Job Title: Information Technology Officer Location: Lagos Details/Requirements

• At least 2years’ relevant experience in the application of Information Technology to solving Business problemst
• Bachelor’s Degree in Computer Science, Information Systems or equivalent
• Relevant professional qualifications
• Comprehensive knowledge of system design principles and methodologies including requirements management, change management, issue management, financial management and quality control
• Good knowledge of business & cross company processes and strategies and good understanding of how the business processes are supported by key IT systems (ERP, CRM, etc).
• Hands on experience in a programming or project management role will be a bonus.
• Strong multi-tasking skills and prioritization skills with a flexible attitude as priorities change.
• Business Process Improvement
• Business growth, value created & cost-effectiveness achieved by process optimization, new initiatives and improved operations
• Experienced in translating user requirement specifications and solution requirement specification into solution designs that is fit for purpose
• Proficient in overall system and solutions design
• Proficient in creating and modifying report layouts to suit organizational needs
• Analyze, define and document requirements for data, work flow, logical processes, hardware and operating systems environment
• Assist in technical deployment of information management solutions
• Build Business Logic of Software
• Comfortable Writing and Analyzing SQL Queries
• Create Complex Databases for Organizations
• Can Design, Test, and Develop Solutions to Meet User Needs

• Candidate must have customers in Odunade market and its environs
• Sourcing for microfinance Micro & SME clients in identified market zones.
• Creation of quality risk assets monthly.
• Rendering financial advice to customers.
• Ensure credit appraisal & cash flow analysis of clients.
• Ensure all loan requirements inclusive of charges are properly communicated to clients and all documentations duly completed, executed & submitted.
• Ensure that all approved Loans are disbursed timely.
• Ability to analyze and interpret financial statements of the business in order to access the repayment capacity and financial soundness of the borrower
• Supervises Loan packaging and documentation.
• Conducts credit check on borrowers and their guarantors.
• Confirm status (physical state, valuation etc.) of assets/properties used as collateral by customers.
• Follow up on delinquent loans & immediately refer to same to his/her supervisor.
• Ensure PAR is within tolerable level as specified by management.
• Candidate must have of 2-3 years work experience