Rigo Microfinance Bank Limited recruitment for a Credit Analyst

Rigo Microfinance Bank Limited - We deliver unequaled financial services through well trained and friendly workforce; helping individuals meet their financial goals and supporting micro, small and medium enterprises to grow. We are recruiting to fill the position below:     Job Title: Credit Analyst Location: Lagos Job Description

• General duty is to make decisions about customer credit applications using a range of criteria including purpose of application, credit viability, customer payment history and customer credit-worthiness.
• Gathering information about clients
• Keeping knowledge of key issues up-to-date (for example legal, market risk and compliance issues)
• Helping to enhance the quality of credit applications
• Making recommendations about procedural/policy changes.
• Preparing reports about the degree of risk in lending money to clients
• Analyzing client records and using the data to recommend payment plans
• Conferring with credit associations and references to exchange credit information on clients
• Reading financial briefings
• Assessing, analysing and interpreting complicated financial information
• Undertaking risk analysis by developing statistical models
• Visiting clients
• Keeping company credit exposures within set risk bearing limits
• Completing loan application forms and submitting to loan committees for approval
• Using credit-scoring systems for small credit amounts (such as small unsecured personal loans)

• Degree in Business Studies, Management, Statistics, Finance, Mathematics, Accounting or Economics.

• Confident, reliable and motivated with strong time management skills, a very good eye for detail and the ability to work effectively under pressure.
• Excellent IT, analytical, numerical, interpersonal, communication, problem-solving and teamworking skills.