Credit Specialist Requirements, Skills & Qualifications

The following common skills and qualifications are required of a Credit Specialist:

  • Degree in Actuarial Science, Microeconomics, Accounting, Finance, or similar.
  • Demonstrable experience as a Credit Specialist.
  • Excellent knowledge of all applicable governing regulations and bodies.
  • Capacity to let ineligible clients down in a dignified manner.
  • Willingness to institute pertinent corrective measures to procure monies owed.
  • Familiarity with sound business, borrowing, and spending practices.
  • Strong research, statistical, and decision-making skills.
  • Ability to negotiate credit limits and repayment options.

Note that this is not an exhaustive list of Credit Specialist skill, qualifications and experience. Job requirements for specific Credit Specialist roles may vary, depending on the industry and type of employer.

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