Jobs

Call Center Collection Agent at Lighting Finance Technology Nigeria Limited


Lighting Finance Technology Nigeria Limited is an innovative Online based organization in the business of giving out Loans and Credit facilities to deserving applicants that meet requirements for such loans via our Applications.

We are recruiting to fill the position below:

 

 

Job Title: Call Center Collection Agent

Location: Billings Way, Oregun / Ikeja - Lagos
Employment Type: Full-time

Job Description

  • Collections Agents also work closely with accounts receivable, sales, and legal departments to develop strategies for collecting on delinquent accounts and determine when further actions are necessary.
  • A high level of attention to detail and excellent record keeping ensure that payment plans are recorded and communication with customers is documented.
  • A liaison between businesses and customers, collections agents are responsible for communicating directly with customers to collect debts and resolve outstanding balances.
  • This role requires a high level of customer service, persuasion, and negotiation skills, as well as a mind for problem-solving to work with customers to resolve their debts and collect payment.

Duties and Responsibilities

  • Recognizing Focus Financial Services collection criteria set forth and adhering to follow it.
  • Performing consistently to meet performance standards set by the department.
  • Ensuring adherence to the Fair Debt Collections Practices Act and other compliance regulations and security policies.
  • Interacting with customers for understanding reasons for late payment and resolving customer billing disputes.

Customer Communication:

  • A collections agent’s primary duty is communicating with customers, usually via telephone, to resolve delinquent accounts and collect payment on debts.
  • This requires patience and diligence as collections agents frequently deal with debtors avoiding their phone calls or quickly hanging up once they realize the call is an attempt to collect a debt. Additionally, some customers can be hostile or rude when dealing with a collections agency.

Negotiation and Debt Settlement:

  • Negotiation is important as collections agents develop and enact payment plans that eliminate the debt and are manageable for the customer, preventing accounts from falling into delinquency again.
  • Alternatively, collections agents may need to negotiate for a settlement so that the agency receives payment on a certain percentage of the debt.

Documentation:

  • Collections agents keep detailed records of all customer communications, payment plans that customers have agreed to, and amounts paid via telephone.
  • While most collections agencies use software to assist with managing customer records and maintaining oversight of debt balances and received payments, collections agents still have to ensure that records are entered and maintained accurately throughout the debt collection process.

Research and Customer Location:

  • Often, collections agents have to locate debtors in order to begin the recovery process. This aspect of the job can involve accessing database information, pulling up credit reports, and locating other publicly-available records in adherence to the Fair Debt Collection Practices Act.
  • Collections agents are skilled at researching and processing high volumes of information to maintain accurate records of debtor addresses and phone numbers to support debt recovery efforts.

Skills and Qualifications

  • Candidate should possess a Bachelor's Degree in relevant fields with 1 - 2 years experience.
  • Solid understanding of repayment schedules and bad debt management
  • Extensive experience in working as a collection agent within a financial institution
  • Sound knowledge of collection practices, regulations and procedures, and telephone mannerisms
  • Proficient in preventing losses, controlling delinquent balances and collecting delinquent accounts

Salary
N35,000 - N60,000 / Month.

 

 

How to Apply
Interested and qualified candidates should send their updated CV to: lightingfinancetech@gmail.com using the Job Title as the subject of the email

 

Application Deadline  30th September, 2021.


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