A claimant who is not legally entitled to a claim under an insurance contract may be offered a payment on?
A.
constructive total loss basis
B.
partial loss basis
C.
advice of loss basis
D.
ex-gratia basis
Correct answer is D
Ex gratia (/ˌɛks ˈɡreɪʃiə/; also spelled ex-gratia) is Latin for "by favour", and is most often used in a legal context. When something has been done ex gratia, it has been done voluntarily, out of kindness or grace.
