Credit Officer Requirements, Skills & Qualifications

The following common skills and qualifications are required of a Credit Officer:

  • B.Sc in Banking and Finance, Economics or related field
  • Proven work experience as a Credit Officer, Loan Officer or similar role
  • Strong analytical skills
  • Customer service experience
  • Hands-on experience with lending procedures and products
  • Ability to create and process financial spreadsheets

Note that this is not an exhaustive list of Credit Officer skill, qualifications and experience. Job requirements for specific Credit Officer roles may vary, depending on the industry and type of employer.

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