Jobs

Credit Control Offer Letter Officer at First Bank of Nigeria Limited

First Bank of Nigeria Limited (FirstBank) is Nigeria's largest financial services institution by total assets and gross earnings. With more than 10 million customer accounts, FirstBank has over 750 branches providing a comprehensive range of retail and corporate financial services. The Bank has international presence through its subsidiaries, FBN Bank (UK) Limited in London and Paris, FBNBank DRC, FBNBank Ghana, FBNBank Gambia, FBNBank Guinea, FBNBank Sierra-Leone and FBNBank Senegal, as well as its Representative Offices in Johannesburg, Beijing and Abu Dhabi.

We are recruiting to fill the position below:

Job Title: Credit Control Offer Letter Officer

Job Identification: 547
Location: Lagos
Job Type: Full-time

Job Description

Review of advice of credit conditions form (3800b) and issuance of offer letter
Review credit approval/credit decisions (F3800B) and sign-off N500million and below with Credit Analyst together with terms/conditions and transaction dynamics (if any).
Review and confirm that approvals are in line with the Bank’s credit policies and regulatory provisions.
Receive/maintain accurate record of Credit Approval Memorandum (CAMs) from CAP, RMD, CAM and Credit Secretariat.
Creation of credit files for the Bank’s customers (both physical and electronic)
Ensure that customers’ credit file (both electronic and physical copies) are up to date
Render management reports as required.
Generate Offer Letters for all approved credits from Credit Analysis and Processing Unit (Head Office approvals)

Job Requirements
Education:

First Degree in Law or any field plus additional qualification in business related discipline.

Experience:

Minimum experience: 2 – 3 years banking experience.

Key Competency Requirements
Knowledge:

Bank’s Products dynamics & offerings
Banking structure, policies and procedures
Banking industry knowledge and trend
Regulatory Compliance
Banking Operations
Extensive knowledge of First Bank’s services/products
Relationship management
Basic Credit knowledge.
Basic Financial planning and analysis
Use of banking application
Core Business Processes
Data Gathering and Analysis

Skill/Competencies:

Excellent Interpersonal skills
Effective communications skills (written and oral)
Must be self- solution driven, proactive and have acceptable knowledge of the business environment
Good knowledge of credit documentation
Excellent presentation skill
People management & development skill
Enjoy networking and alliance building.
Adequate attention to details
Reasoning and analytical skills
Customer relationship management
Internal customer relationship Management