Credit Officer in a Microfinance Bank

Bloomsford Associates Consultant - Our client, a Microfinance Bank is recruiting to fill the position below:

Job Title: Credit Officer
Locations: Uyo and Eket, Akwa Ibom
Employment Type: Full-time

Job Details

• Our client a microfinancebank is looking for a qualified candidate to fill in the role of credit officer in their new branch.

The candidates are expected to perform the following job description:

• Performs first level review and evaluation on all retail requests to ensure all recommendations are made in line with the Bank's risk acceptance criteria for specific retail loan product
• Confirms that all retail credit requests presented by the business offices through the bank's workflow platforms have all required data completed and supporting documents are attached for scrutiny for an informed lending decision making.
• Conducts internal credit checks is done within the bank for any retail credit presented, while further providing due interpretation for the credit check reports to ascertain credit worthiness of the customer.
• Conduct detailed collateral analysis, paying due attention to collateral acceptability, the legality of title (for mortgage loans), collateral coverage (LTV adequacy), and the ease of realization in the default scenario
• Recommends deserving credit requests for further approval or declines same where the requests fail to meet the bank's RAC

Qualification

• OND/HND/B.SC
• 2 years work experience.

How to Apply
Interested and qualified candidates should send their Resumes to: [email protected] using "Credit Officer " as the subject of the mail

Application Deadline  20th July, 2021.