Current Job Vacancies at Concept Group

The Concept Group is a holding company for companies established in 1992. Subsidiaries under the Group include: Rosabon Financial Services - Nigeria’s Leading Financial Intermediary and Equipment Leasing Company, Concept Nova - Bespoke Enterprise IT Solutions Company,Percy Aitkins - Bureau De Change.

We are recruiting to fill the position below:

Job Title: Portfolio Risk Analyst

Location: Lagos
Employment Type: Full-time

Responsibilities

• Conducts detailed portfolio analyses and reports. Analyses report on loan and lease portfolio to anticipate, identify and mitigate credit risk exposure related to portfolio management activities
• Analyses transactional risk measures including default, correlations, and stress losses to enhance concentration risk views.
• Analyses and monitors the company’s lease portfolio.
• Periodically perform default/principal at risk assessment, measuring the impact of guarantors/collaterals and impact of group loan on risk exposure.
• Monitors compliance to credit and risk policies of the company.
• Prepares reports on analytics of portfolio performance, emerging trends, areas of opportunity, repossessed lease assets, etc.
• Mitigate credit risk exposure related to portfolio management activities.
• Prepare report on probability of default using available data.
• Propose evolutions in the policy, process, collaterals, etc. related to the risk identified.
• Make recommendations for process improvement, addressing gaps and areas for additional or improved reporting and data.

Qualifications

• A Bachelor's degree in Accounting, Finance, or social science.
• Minimum of 1 year working in a similar field, with cognitive experience as analytics officer.

Requirements:

• Cognitive abilities in quantitative measurement of data
• Research and analysis skills
• Comfortable with word processing, spreadsheets, and financial enterprise resource software usage.
• Beginner’s/Intermediate skills in Microsoft Office suites
• Ability to present and communicate analysis and recommendations
• Ability to measure financial data to evaluate financial performance and position

Job Title: Underwriting Strategist

Location: Lagos
Employment Type: Full-time

Job Summary

• The Underwriting Strategist is responsible for continuously building and developing underwriting strategies.

Duties and Responsibilities

• Develop strategies to determine loan risk and customer behavioral trends.
• Ability to articulate the underwriting process into actionable pieces of information that can be leveraged by the underwriters.
• Develop, build and prioritize risk into classes.
• Develop strategies that can enable risk control.
• Develop a strong analysis framework that will guide the underwriting process.
• Ability to detect and understand competitive differentiators that make the difference from other processes.
• Ability to balance the act between profitability and growth for the organization.
• Build a well-defined strategy and process for underwriters to understand carrier appetite when
• underwriting high-risk profiles.
• Build clearly a defined business structure for proper decision-making.
• Ability to build and develop processes that can align the goal and focus of the business.

Job Knowledge

• B.Sc in Finance, Accounting, or any relevant field.
• The ideal candidate should have 2 years and above experience with a financial background.
• A knack for figures and passionate about analysis and process optimization.
• In-depth knowledge of IFRS principles and changes.

Skills and Competencies:

• High standards of accuracy &precision with excellent organizational skills
• High proficiency level in excel.
• Ability to effectively lead and direct a team and drive developed strategies.

How To Apply
Interested and qualified candidates should send their CV to: [email protected] using the Job Title as the subject of the email.

Application Deadline 8th July, 2021.