Jobs

Latest Job Vacancies at Gemstone Microfinance

Gemstone Microfinance is a non-bank agricultural microfinance cooperative society. It is a registered national member of the Association of Non-Bank Microfinance Institutions of Nigeria (AMFIN). The society is also registered and regulated in every state where it currently operates. With an annual turnover of N2 Billion, the financial services arm (RC: 1587936) of Gemstone Microfinance has been instrumental to the success stories recorded by its over 27,000 active members in the last two years of operation.

In its two years of operation, Gemstone Microfinance has provided over N2 Billion in credits to its members in the agricultural business sector across its twenty-Eight(28) branches in Seventeen(17) states and the Federal Capital Territory. The society’s main focus has been the development of the crop and livestock production, logistics, food processing and retail subsectors.

We are recruiting to fill the position below:

Job Title: Portfolio Officer

Location: Ikeja, Lagos
Employment Type: Full-time

Responsibilities

Meet with clients to determine loan needs
Gather loan information based on specific loan needs
Explain different loans option available to clients
Responsible in acquisition and management of loans and savings portfolio; Loan initiation, processing, monitoring and repayment.
Conduct a through loan analysis to ascertain customer’s payment capacity and willingness
She/he is responsible in the close monitoring of repayment behaviors and ensure to keep the savings portfolio active
Compile credit files with required documentation and handover to back – office staff for processing

Requirements

Bachelor's Degree / HND in any related discipline
Strong customer orientation
Basic mathematical and analytical skills required
Prior experience in similar role
1-2 years of experience.

How to Apply
Interested and qualified candidates should send their CV to: [email protected] using the Job Title as the subject of the mail

Job Title: Branch Head

Location: Ikeja, Lagos
Employment Type: Full-time

Job Responsibilities

Prepares financial statements and analysis for branch
Manages and supervises department employees; responsible for day-to-day supervision and leadership
Maintains and oversees all banking procedures and processes
Recruiting, vetting, interviewing, and hiring new employees
Overseeing approvals of loans, lines of credit, and other fiscal plans
Assisting with customer service and satisfaction
Marketing branch within the community to attract business
Records and researches all financial information for analysis
Oversees budget reports, preparation of budgets, and analysis of budgets
Documents and interprets complicated financial information for bank clients
Advises on procedures and financial management as well as developing policies
Oversees financial reports for taxes, regulatory agencies, and other financial groups relating to branch finance
Forecasts and plans according to fiscal needs
Growing bank’s number of accounts

Qualification & Requirements

Bachelor’s Degree in Finance, Business with an emphasis in Finance or a related field
Excellent computer skills; experience in Microsoft Office Suite
1 - 2 progressive or relevant work experience in a complex work environment (preferably marketing/communications/e-commerce).
In-depth understanding of branch bank and its position in the industry
Ability to manage employees, while multitasking large projects
Pays strict attention to detail.

Salary
N50,000 - N75,000 monthly.

How to Apply
Interested and qualified candidates should send their CV to: [email protected] using the Job Title as the subject of the mail.

Job Title: Client Manager (Investment Marketer)
Location: Ikeja, Lagos
Employment Type: Full-time

Job Description

Grow the Company'sclient base through Direct Sales Activities to potential customers.
Contributing to the annual sales and marketing plan.
Creating and developing new innovative ways to communicate the company message to their existing customers.
Participate in marketing campaigns.

Qualification & Experience

A minimum of HND or B.Sc in Marketing, Business Administration, Banking, Finance, Accounting, Economics, and/or related fields.
Must have completed NYSC.
Mininum of 2 years marketing experience in a financial institution.

Skills:

Strong communication skills.
Ability to meet deadlines.
Computer literacy.
Calm, polite, and professional behavior.
Reliable and self-motivated.
General business knowledge.
High service orientation.

Remuneration
N75,000 salary with 1% commission on monthly turn over upon meeting 75% target (monthly target 3million).

How to Apply
Interested and qualified candidates should send their CV to: [email protected] using the Job Title as the subject of the mail

Job Title: Teller

Location: Ikeja, Lagos
Employment Type: Full-time

Job Responsibilities

Assist bank customers deposit and withdraw money
Resolve discrepancies in accounting processes
Verify and reconcile balances for individual cash drawers
Identify and resolve customer needs
Ensure quality services to customer needs
Sell financial products and services to customers
Build customer loyalty
Process and perform daily bank transaction
Accept customer deposit loan payment
Assist and support other banking staff in their task

Qualifications for Teller

Bachelor’s Degree in Finance, Business with an emphasis in Finance, or a related field
1 - 2 years of experience as a teller or in a related field preferred
Must be able to add, subtract, multiply, and divide in all units of measure, using whole numbers, common fractions, and decimals
Demonstrated ability to use a calculator and a computer
Ability to use Microsoft Office products
Experience with financial institution software systems preferred
Cash handling, customer service, and/or sales experience preferred.

How to Apply
Interested and qualified candidates should send their CV to: [email protected] using the Job Title as the subject of the mail

Job Title: Verification Officer
Location: Ikeja, Lagos
Employment Type: Full-time

Job Responsibilities