Jobs

Loan Sales Executive at Rosabon Financial Services Limited


Rosabon Financial Services, an award-winning company is a member of the Concept Group. Licensed by the Central Bank of Nigeria, CBN on April 22, 1993 and being a long-standing member of the Equipment Leasing Association of Nigeria (ELAN), the organization has evolved into Nigeria’s leading Non-Banking Financial Intermediary and Equipment Leasing firm focused on niche and general markets.

We are recruiting to fill the position below:



Job Title: Loan Sales Executive

Locations: Abuja (FCT) and Rivers

Job Summary

  • The Loan Sales Executive is required to collect and prepare all materials needed to secure a loan.
  • He/ She will also responsible for reviewing loan applications evaluating the potential risks of granting loans to applicants.
  • The candidate will be tasked with the responsibility of selling various loan products.
  • He/ She will act as a liaison between customers and our financial institution and will help qualified applicants acquire loans in a timely manner.

Duties and Responsibilities

  • Evaluate credit worthiness by processing loan applications and documentation within specified limits
  • Interview applicants to determine financial eligibility and feasibility of granting loans
  • Determine all applicable ratios and metrics and set up debt payment plans
  • Communicate with clients either to request or to provide information
  • Justify decisions (approvals/rejections) and report on them
  • Update job knowledge on types of loans and other financial services
  • Assess customer needs, explore all options and introduce different types of loans
  • Develop referral networks, suggest alternate channels and cross-sell products and services to accomplish quotas
  • Go the “extra mile” to build trust relationships, customer loyalty and satisfaction throughout the underwriting process
  • Operate in compliance with laws and regulations and adhere to lending compliance guidelines
  • Complete loan contracts and counsel clients on policies and restrictions
  • Review loan agreements to ensure that they are complete and accurate according to policy
  • Update account records, Compute payment schedules and transactions on ERP
  • Confer with underwriters to aid in resolving loan application problems.

Qualification / Requirements

  • B.Sc Degree in Finance, Economics or a related field
  • Proven working experience as a Loan Officer
  • Customer satisfaction orientation and sales competencies
  • Ability to work in a goal-oriented environment and meet the set target
  • Familiarity with computers and banking applications/software
  • Solid understanding of direct/indirect lending products and practices

 

How to Apply
Interested and qualified candidates should send their CV to: sales.careers@conceptgroup-ng.com using the Job Title and Location as the subject of the mail. E.g: Loan Sales Executive (Port Harcourt)


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