A general question in an insurance proposal form is
A.
name of the proposal
B.
carriage of fare-paying passenger
C.
description of the proposers' premises
D.
methods of construction
Correct answer is A
Proposal (application) forms are questionnaires issued by the insurer to be completed by the proposer or his/her agent, which ask questions about the subject matter of cover. Since the insurer will use the information to assess a premium and set the terms and conditions of the policy, the prospective insured must disclose all the material circumstances, whether or not the proposal form asks for them.
