WAEC Past Questions and Answers - Page 2455

12,271.

The document issued to Eke within one week of the contract is

A.

cover note

B.

proposal form

C.

satisfaction note

D.

renewal notice

Correct answer is A

cover note is a temporary document issued by an insurance company that provides proof of insurance coverage until a final insurance policy can be issued. Acover note is different from a certificate of insurance or an insurance policy document.

12,272.

Eke bought a new car for N1.5M. The practice in the insurance idustry is to pay 10% of the value of the vehicle as premium for comprehensive cover and 2.5% additional cover for strike, riot and civil commotion. Eke was issued a document and two weeks later, he was issued another document different from the first document issued

What is the premium payable for the comprehensive cover

A.

N37,000

B.

N150,000

C.

N155,000

D.

N187,500

Correct answer is D

comprehensive cover = 10% + 2.5% of N1.5M

150,000 + 37,500 = 187500

12,273.

One similarity between be spoke software and application packages is that they are?

A.

both available off the shelf

B.

highly standardized

C.

both written by computer users

D.

meant to be used by computer end users

Correct answer is D

No explanation has been provided for this answer.

12,274.

Thy following programs are general purpose application software except

A.

corel draw

B.

payroll system

C.

Ms software

D.

MS word

Correct answer is B

No explanation has been provided for this answer.

12,275.

The claims on kayode's shop would be paid by

A.

musa and okon insurance company

B.

musa insurance company

C.

okon insurance company

D.

Mr Adekunle only

Correct answer is A

The principle of contribution comes in play here. The principle holding that two or more insurers each liable for a covered loss should participate in the payment of that loss. Having paid its share of a loss, an insurer may be entitled to equitable contribution—a legal right to recover part of the payment from another insurer whose policy was also applicable.