WAEC Economics Past Questions & Answers - Page 86

426.

Precautionary motive for holding money is to

A.

Meet daily and regular transactions

B.

Take advantage of changes in the prices of goods and services

C.

Cover unforeseen events

D.

Cover expenses on house rent

Correct answer is C

Precautionary motive: A desire to hold cash in order to be able to deal effectively with unexpected events that require cash outlay.

427.

Which of the following functions of money is mostly affected during inflation?

A.

Medium of exchange

B.

Unit of Account

C.

Store of value

D.

Standard of deferred payment

Correct answer is C

Inflation erodes the value of money; it does not keep its value. Something that costs a certain amount today will cost more tomorrow. This affects everything from the timing of transactions to the amount required for future payments (interest rates).

428.

A financial institution established for the purpose of providing specialzed services like acceptance of bills of exchange and equipment leasing is known as

A.

Merchant Bank

B.

Development Bank

C.

Central Bank

D.

Insurance Company

Correct answer is A

Merchant Bank: a bank dealing in commercial loans and investment.

429.

International trade is desirable because it

A.

May lead to overproduction

B.

Brings about over-dependence of countries on one another

C.

Provides foreign market for local goods

D.

Brings about unhealthy competition and rivalries

Correct answer is C

International trade allows countries, states, brands, and businesses to buy and sell in foreign markets. This trade diversifies the products and services that various countries offer thereby providing an international market for local goods.

430.

The likely implication of the devaluation of a country's currency is that

A.

Exports of such a country become cheaper

B.

Importation of goods into such a country becomes cheaper

C.

The value of such a country's currency rises

D.

Foreign goods are attracted into the country

Correct answer is A

The devaluation or depreciation of currency tends to raise the price level in the country and thus increase the rate of inflation. This causes the exports of goods to increase and reduces the supply and availability of goods in the domestic market which tends to raise the domestic price level.