Field Risk and Recovery Officer at Baselenders

Baselenders is recruiting suitable candidates to fill the position below:

Job Title: Field Risk and Recovery Officer

Location: Ikoyi, Lagos
Employment Type: Full-time

Key Responsibilities

• Review and evaluate loan applications to ensure alignment with internal credit policies.
• Conduct field assessments, including spot checks and verifications for loan requests.
• Identify and mitigate credit risks associated with loan structures, especially high-risk exposures.
• Develop, implement, and update compliance policies, including KYC procedures, in accordance with regulatory standards.
• Conduct internal audits and risk assessments to ensure compliance.
• Ensure adherence to all regulatory guidelines, including those from the CBN and NDIC.
• Prepare and present risk and compliance reports to senior management.
• Liaise with auditors and regulatory authorities as required.
• Perform due diligence checks such as CRC verifications and fraud screenings.
• Monitor and analyze loan portfolio performance; prepare regular credit risk reports.
• Support the loan recovery process by maintaining accurate documentation and assisting collections efforts.

Requirements

• Bachelor’s Degree in Finance, Accounting, Economics, or a related discipline.
• 3–5 years of hands-on experience in credit risk, field risk, and compliance, preferably within a microfinance bank or finance house.
• In-depth knowledge of Nigerian financial regulatory frameworks related to lending and compliance.
• Proficiency in Microsoft Excel and other reporting tools.
• Relevant professional certifications (e.g., IRDPN, RIMAN) are an added advantage.
• Strong analytical skills with excellent communication and documentation abilities.

Key Competencies:

• Strong analytical thinking and attention to detail
• Ability to work under pressure and manage multiple priorities
• Proactive, organized, and a strong team player.
• High ethical standards and sound judgment
• Excellent verbal and written communication skills

Salary
N250,000 - N270,000 monthly (commensurate with experience and qualifications).

How to Apply
Interested and qualified candidates should send their CV and a brief cover letter to: [email protected] using "Risk Officer Application" as the subject of the mail.