Jobs

Graduate Trainee Loan Officer at Addosser Microfinance Bank Limited

Addosser Microfinance Bank Limited plays an important role in widening the finance options available to MSMEs by providing finance for their businesses through value added products and services. Founded in 2008, Addosser Microfinance Bank Limited is one of the leading Microfinance banks in Nigeria offering a broad range of products and services, to serve it’s over 103,000 customers through our four business groups: Retail and Microenterprise Banking, SME Banking, Consumer Banking and Specialized products & investment.

We are recruiting to fill the position below:

Job Title: Loan Officer (Trainee Program)

Location: Lagos

Job Summary

We seek to attract aspiring candidates who want to build a career in the financial service sector and are highly driven to achieve their career aspirations while fulfilling organizational goals.

Responsibilities

Sourcing for loan clients in identified market zones.
Rendering financial advice to customers.
Ensure credit appraisal and cash flow analysis of clients.
Ensure all loan requirements inclusive of charges are properly communicated to clients and all documentation duly completed, executed and submitted.
Ensure all approved loan are disbursed timely.
Supervise loan packaging and documentation.
Conduct credit checks on borrowers and their guarantors.
Confirm status (Physical state, valuation e.t.c) of asset / properties used as collateral by customers.

Requirements

A minimum of HND / Bachelor's Degree passed at minimum of Second Class division.
Work experience is not required.
Excellent team player.
Strong interpersonal communication and negotiation skills, including the ability to interact effectively with People of diverse cultures.
Analytical and problem solving skills.
Applicants should not be more than 30 years old.
Candidate must be prepared to take up a marketing role.
Candidate must be willing to work in the following locating Ikorodu, Agege, Ikeja, Alaba, Odunade, Ajegunle, Trade fair, Lagos Island, Mushin Oshodi, Ile epo,
Candidate must reside in Lagos and must have concluded NYSC.